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What Down Payment Assistance Is Available in San Antonio?

Patrick Kevin Fagan Patrick Kevin Fagan Updated August 20, 2026

The City of San Antonio Housing Department offers several DPA programs for first-time homebuyers within city limits. Programs provide up to $20,000+ in assistance depending on income and property location. Income limits apply. Must complete a homebuyer education course. Funds are often limited and can run out, so applying early is important.

City of San Antonio DPA Programs

The City of San Antonio offers programs through the Housing Department. Assistance amounts vary based on program and funding availability. Typically serves buyers with incomes at or below 80% of Area Median Income. Must purchase within San Antonio city limits. Forgivable loans with 5-10 year occupancy requirements.

Eligibility for San Antonio DPA

First-time homebuyer (or not owned a home in 3 years), income at or below program limits, purchase within city limits, complete homebuyer education course, contribute at least 1% of purchase price, occupy the home as primary residence. Most programs require using an FHA, VA, USDA, or Conventional loan.

Patrick's Take

San Antonio DPA programs can make a huge difference for first-time buyers. I have helped clients get $15,000-$20,000 in assistance to cover down payment and closing costs. The funds can run out mid-year, so start the process early and work with a knowledgeable loan officer.
PF
Patrick Kevin Fagan
Patrick Kevin Fagan

Patrick Kevin Fagan

Loan Officer and Realtor, AXEN Realty LLC

Buying Your First Home in San Antonio?

Patrick can help you apply for San Antonio DPA programs and guide you through the process from start to finish.

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