Offers & Negotiation
How to evaluate offers and negotiate the best deal when buying or selling your home.
Texas Real Estate Sales Agent #454749, AXEN Realty LLC · Senior Loan Officer, NMLS ID #877741, NEXA Mortgage, LLC
Patrick's Quick Answer
A good offer is about structure, not just price. For buyers, a verified pre-approval and seller concessions on closing costs can win the deal without overpaying. For sellers, the strongest offer is the one most likely to close on time, so look at financing, contingencies, and timeline, not just the highest number. I help both sides negotiate terms that hold.
Negotiation in today's San Antonio market is about leverage and structure. Because I handle both financing and representation, I shape offers sellers take seriously while protecting your cash-to-close. Here is how to negotiate on either side of the table.
Buying: Win Without Overpaying
Lead with a verified pre-approval, keep your contingencies intact, and use your option period for the inspection. Ask for seller concessions toward closing costs, up to 6% on FHA, 4% on VA, and 3% on conventional low-down-payment loans, instead of only negotiating the price. My how offers and concessions work guide explains the mechanics in plain English.
Selling: Pick the Offer That Closes
The highest price is not always the best offer. Compare financing strength, earnest money, contingencies, and closing timeline, because a clean offer that closes beats a higher one that falls apart. My how to negotiate the price guide covers both sides, and I help you evaluate every offer against the terms that matter.
Ready to negotiate with confidence? Book a free call or call 210-317-6514.
Contact Patrick for expert negotiation support.
About Patrick Kevin Fagan, REALTOR®
Patrick Kevin Fagan is a Texas Real Estate Sales Agent (#454749) with AXEN Realty LLC and a Senior Loan Officer (NMLS ID #877741) with NEXA Mortgage, LLC (NMLS #1660690). He brings 23+ years in mortgage lending and 19 years in real estate, serving homebuyers, homeowners, and sellers across Greater San Antonio and the Texas Hill Country.
