Fair Oaks Ranch, Texas Real estate, taxes, utilities and property due diligence
Texas Real Estate Sales Agent #454749, AXEN Realty LLC · Senior Loan Officer, NMLS ID #877741, NEXA Mortgage, LLC
Fair Oaks Ranch is an incorporated Hill Country city whose municipal limits span Bexar, Comal, and Kendall counties. It is primarily an established market of resale homes, custom builds, acreage, and golf-adjacent properties, served by Boerne ISD, where school assignments, property taxes, utilities, and flood and drainage risk all vary by exact address. This guide covers what the city actually is, how county, ZIP, and school boundaries work, and the property due-diligence steps every buyer and seller should run.
Last reviewed September 19, 2026. Figures on this page are dated where they appear.
Patrick's Quick Answer
Fair Oaks Ranch in one paragraph
In one paragraph: Fair Oaks Ranch is an incorporated Hill Country city that crosses three county lines, a place where the housing is mostly established resale, custom builds, and acreage, and where every important answer, the school assignment, the tax bill, the sewer or septic, the electric provider, even the appraisal district, depends on the exact address of the property. That is why this guide reads less like a brochure and more like a due-diligence checklist: the ZIP code and the county line will not tell you what you need to know, but the property record will.
What it is: an incorporated Hill Country city with municipal limits in Bexar, Comal, and Kendall counties, its own city government, and its own water and wastewater systems.
What it is not: a standard production-builder subdivision market. Development is dominated by established resale homes, custom construction, large-lot and acreage properties, and golf-adjacent housing.
The honest framing: county lines, ZIP codes, school districts, appraisal districts, and utility service areas do not line up, so the practical answer to most questions starts with verifying the exact address.
About the Community
What Fair Oaks Ranch actually is
Fair Oaks Ranch is a real city, not just a neighborhood name. It is an incorporated municipality in the Texas Hill Country whose boundaries cross three counties: Bexar, Comal, and Kendall. That single fact drives most of what buyers need to understand: which county appraises the property, which appraisal and tax-billing relationship applies, which electric provider serves the home, and how flood and drainage risk is managed can all differ within a few miles.
The community grew around a private country-club development built on former ranch land, and that history still shows in the physical character: large lots, mature trees, rolling terrain, and housing tied to the golf and country-club side of the community. Development today is not a grid of identical subdivisions. It is an established market of resale homes, custom builds, acreage properties, and golf-adjacent housing, with selective new construction.
The practical consequence is that no generalization about taxes, schools, utilities, or flood risk applies to the whole city. The answer for any specific home starts with the property's records, not with the ZIP code or the county label. If that sounds like extra homework, it is, and it is the homework that protects a buyer here.
County, ZIP, and City Limits
Three counties, one city, and boundary lines that do not line up
Fair Oaks Ranch is an incorporated city spanning Bexar, Comal, and Kendall counties. Municipal boundaries, mailing addresses, ZIP codes, appraisal districts, school districts, and utility service areas do not always line up, and none of them is a shortcut for the others.
Because the city crosses three county lines, describing Fair Oaks Ranch as simply "southern Bexar" or "northern Comal" is not accurate for the city as a whole. Parts of it are in each county, and the county a property sits in determines its appraisal district, its county tax bill, its electric provider in part, and other county-level services. Two homes a short drive apart can sit in different counties.
1. City limits
The incorporated city is the entity with its own government, zoning, and development rules, and water and wastewater systems. Listings marketed as "Fair Oaks Ranch" can sit outside those limits, so confirm the true location before relying on city services.
2. ZIP code
The city publicly uses 78015, but ZIP codes are postal geographies, not municipal boundaries. A 78015 address can be outside the city, and a property inside the city can carry a different mailing ZIP. Verify the exact address and ZIP through USPS or the listing's official property record, not a label on a sign.
3. School and appraisal districts
School boundaries and appraisal districts are separate geographies again. Being inside the city does not by itself set the school assignment, and the county that appraises a parcel depends on which county the property sits in. Each must be verified by exact address.
Housing Market
What the housing market actually looks like
Fair Oaks Ranch is primarily an established resale market. Expect existing homes, many on large lots, custom construction, acreage properties, and golf-adjacent or country-club-related housing. It is not a standard production-builder market.
Established Resale
Existing homes in the city's developed sections, often with mature landscaping, established tree cover, and larger lots. This is the largest part of the inventory, so most buyers should start by studying resale, not new construction.
Custom and Acreage
Custom-built homes on large lots and acreage properties are a defining part of the market, with the space, privacy, and Hill Country setting buyers pay for here. Utility, septic or well, and tax profiles vary by property, which is exactly why address-level verification matters.
Golf-Adjacent and Country Club
Housing tied to the golf and country-club side of the community is a real part of the market. Membership, assessments, and restrictions vary by subdivision and property, so verify what, if anything, transfers with the home before you assume club access or fees.
The "Fair Oaks Ranch address" warning
The name appears on listings that are not inside the incorporated city. Nearby Boerne inventory, communities along the I-10 corridor, and spillover listings using a Fair Oaks Ranch mailing address can all carry the name. City services, tax jurisdictions, school assignment, and utility setup differ, so confirm the property's true location before you rely on any of them.
New construction inside the city is selective. Custom builds happen on available lots, and the current planned development under city records is Post Oak, a one-acre-lot project. Beyond that, assume resale inventory and check the current MLS for what is actually available.
What is not part of the picture: this is not a market defined by rows of identical production homes on small lots from a single builder line. When a listing looks like that to you, it is worth confirming whether it is actually inside the city or an adjacent community.
The lot question: lot sizes and utility arrangements vary widely, from city-served residential lots to one-acre and larger parcels with septic and possibly well water. The right property depends on how you want to live and what you are willing to verify and maintain.
New Development
Post Oak: the one-acre development inside the city
Post Oak is the current planned residential development in Fair Oaks Ranch, located north of the intersection of Rolling Acres Trail and Ammann Road according to city records. It is a large-lot project, not a production-subdivision build-out.
The approved plan, dated
- Approximately 345 acres, north of Rolling Acres Trail and Ammann Road.
- Up to 227 single-family lots under the amended development agreement, reduced from an earlier planned total of 278. Minimum lot size is one acre.
- Phase I includes 64 lots; the Phase I preliminary plat was approved by the City Council in February 2026.
- Infrastructure is funded through a Public Improvement District (PID) repaid by owners inside the subdivision.
- Approved plans include tree preservation and replanting requirements.
What buyers should watch
- On-site septic systems: Post Oak is planned with city water service lines and on-site septic rather than a centralized wastewater plant. Confirm the septic design, permit, and maintenance expectations for the lot.
- PID assessments: owners inside the subdivision repay the PID, so confirm the current assessment structure and how it appears on the tax bill and the monthly payment.
- Ammann Road traffic and drainage: the city has flagged that the development will affect Ammann Road traffic and infrastructure as it proceeds. Treat that as a current project consideration, not a promise about future congestion.
- Lot-by-lot due diligence: drainage, grading, septic feasibility, and the lot's exact location relative to creeks and roads should each be checked before you commit to a specific lot.
Planning figures change as development moves forward. Verify the current lot count, Phase I availability, PID terms, and construction timing with the city and the developer before relying on any number on this page. The facts above are dated to the amended development agreement and the February 2026 preliminary plat approval.
Current Market
The Fair Oaks Ranch market, read honestly
Reviewed September 2026: there is no single clean public snapshot of closed sales that covers the incorporated city across all three counties, and blending the city, ZIP 78015, Boerne, and the I-10 corridor communities into one statistic would produce a number without a clear meaning. So this page does not publish one.
Pricing varies significantly here, and it varies by county, lot size, age, custom improvements, HOA and country-club relationship, utility setup (city services versus septic and wells), and exact location. Two comparable-looking homes can price very differently when one is on city water and sewer in one county and another is on septic and well in a different county.
When we work together, I pull current MLS listing and closed-sale data for the exact property and price band you are targeting and assemble a comp-based view for that specific area. Ask for the freshest data rather than relying on a single public dashboard, because public trackers blend geographies that behave differently.
Want the current picture for a specific price band?
Tell me what you are looking for and I will pull current listings and recent closed sales for that exact area and price range.
Schools
Boerne ISD, verified address by address
Boerne ISD is the city's stated public-school district. Fair Oaks Ranch Elementary and Van Raub Elementary are campuses located within the city. The district's boundaries, like the city's, do not automatically follow ZIP codes or county lines, so school assignment is always verified by exact address.
Middle and high school assignments in particular vary by address, and neither Boerne ISD nor this page publishes a single feeder pattern that applies to the whole city. The district provides an address-based lookup, the InfoFinder tool, on its Attendance Zones and Boundaries page. For addresses near district boundary lines, the district asks that the assignment be confirmed through its administrative services office.
Use the official Boerne ISD attendance-zone lookup for the exact property address before making assumptions, and understand how school district boundaries work for buyers in plain language. This page intentionally does not rank or grade schools; the current assignment for a specific address is the fact that matters.
Fair Oaks Ranch Elementary
An elementary campus located within the city per district records. Confirm the current grade configuration, programs, and attendance zone with Boerne ISD if a specific campus matters to your timing.
Van Raub Elementary
An elementary campus located within the city per district records. Confirm the same items with the district for the specific home rather than relying on an address label.
Property Taxes
The tax stack depends on the county and the parcel
This page will not tell you that Fair Oaks Ranch has "low property taxes," because that claim does not survive contact with the actual tax bill. The total burden depends on the county and appraisal district the property falls in, Boerne ISD, the City of Fair Oaks Ranch, any special districts or PID assessments, and other taxing entities. The City uses different county appraisal and tax-billing relationships for Bexar, Comal, and Kendall properties, so parcels in different counties can have meaningfully different tax stacks.
Because of that, no single percentage or band applies to the city. The right number is parcel-specific: pull the current taxing jurisdictions for the exact property, the proposed tax rate for the year, the taxable value, and the exemptions you qualify for. How the Texas homestead exemption works is worth reading before you estimate a bill, and I help buyers model a parcel-specific estimate into the monthly payment.
Ask for a parcel-specific tax estimate
For any home you are serious about, request a tax estimate built on the actual parcel, its county, the appraisal district's value, the proposed rates for the year, and the exemptions that apply. If a rate is quoted anywhere, including here or by an online calculator, ask which tax year it is and whether it is adopted, proposed, calculated, or prior-year.
Utilities
Water, sewer, septic, wells, and electric
Service availability in Fair Oaks Ranch must be verified by exact address. The city operates water and wastewater systems, but not every property is connected to city sewer, and well and septic arrangements vary by property and development.
City water and wastewater
The City of Fair Oaks Ranch operates water and wastewater systems. Water comes from a combination of groundwater wells and Guadalupe-Blanco River Authority (GBRA) surface-water supply. Whether a specific property connects to the city's water and wastewater systems depends on its location and servicing plan.
Electric providers by county
Electric service varies by county. CPS Energy serves the parts of the city in Bexar and Comal counties, and Pedernales Electric Cooperative serves the Kendall County portion. Confirm the serving provider for the exact address and how service is billed.
The verification list for any property
- Water provider and whether a service connection exists
- Sewer or septic system, and which applies to the property
- Well status if applicable, and water-quality history
- Service connection and tap fees, plus typical utility bills
- Septic permits and inspection records if applicable
- Easements, impact fees, and PID assessment if applicable
- Future maintenance responsibility for water and wastewater
One practical note: Post Oak is planned with city water service lines but on-site septic, which is a useful reminder that water service and wastewater service are separate questions. Confirm each for the exact lot.
HOAs and Restrictions
HOAs, deed restrictions, and club questions vary by property
There is no single HOA answer for Fair Oaks Ranch. Some properties sit in areas with HOAs or POAs, assessments, and deed restrictions. Others carry different rules or none at all, and the private country-club history does not mean every resident has club membership or that membership is required for every property.
Verify these for the specific home
- HOA or POA status and whether one exists
- Annual or monthly assessments and transfer fees
- Deed restrictions and architectural review rules
- Minimum square footage, fencing, and livestock rules
- Short-term rental rules if that matters to you
- Road and drainage maintenance responsibility
- Golf or country-club membership obligations, if any
The disclosure and the HOA or POA documents describe what applies to the exact property. Read them before the offer, not after, and if a listing is described by a country-club or subdivision name, have the seller confirm the association status and any obligations that transfer.
Roads and Infrastructure
Roads, drainage, and current projects, labeled honestly
The regional picture for Fair Oaks Ranch is built around I-10, with FM 3351, Fair Oaks Parkway, and local roads like Dietz Elkhorn, Ammann, and Ralph Fair Road serving the city. Projects below are labeled by status. No promised faster commutes, no future congestion relief, and no guaranteed appreciation appear on this page.
Dietz Elkhorn Road
ActiveReconstruction is an active city project with drainage, road, and water-main work. Confirm the current phasing and detours with the city before planning regular trips on it.
FM 3351
Active + ProposedTxDOT has active and proposed projects on FM 3351. Check the current TxDOT project list for status and scope, and treat the future work as proposed, not scheduled construction you can rely on.
Cibolo Creek bridge
ConsiderationsThe Cibolo Creek bridge has significant-rainfall and access considerations. After heavy rain it can be an access and safety question, so check conditions and closures rather than assuming a crossing is always passable.
Ammann Road and Post Oak
FuturePost Oak is expected to affect Ammann Road traffic and infrastructure as it proceeds. That is a project consideration to watch, not a prediction of congestion or relief.
Tivoli Way drainage
CompletedThe Tivoli Way drainage work is completed per city reporting. Even so, drainage remains an important property-specific due-diligence topic on every lot, because neighborhood work does not guarantee any given parcel's grading or drainage.
I-10 and local corridors
WatchI-10 is the regional spine, with Fair Oaks Parkway and Ralph Fair Road as local connectors. Travel times here are route- and time-of-day dependent; time the trips you would actually make rather than relying on a fixed minute estimate.
Buyer Due Diligence
The Fair Oaks Ranch buyer checklist
This is real buyer protection, not generic copy. Work through these items for the specific property before you write an offer.
- Exact property location: inside city limits or outside
- County and appraisal district for the parcel
- ZIP verified through USPS and the official property record
- School assignment checked with the Boerne ISD InfoFinder boundary tool
- HOA or POA status and deed restrictions
- Water provider and whether a service connection exists
- Sewer connection or septic system, with permits and inspection records
- Well status and water-quality history if applicable
- FEMA flood-zone status and city drainage information
- Proximity to Cibolo Creek and tributaries, including low-water crossings
- Drainage easements and road-closure history
- Seller disclosures and any prior water intrusion or septic and lift-station history
- Homeowners and flood insurance availability and cost
- PID assessments, impact fees, and special districts
- Easements and future maintenance responsibility
- Parcel-specific property tax estimate
Flood, drainage, and insurance, read properly
This page does not claim most properties are outside flood zones, because flood exposure is property-specific. Check the FEMA flood-zone status for the address, the city's drainage information, drainage easements, proximity to Cibolo Creek and its tributaries, low-water crossings, road-closure history, seller disclosures, and any prior water intrusion, septic, or lift-station history. Then quote both homeowners and flood insurance for the specific property. In mid-July 2026 heavy rain flooded parts of the area and the city reported that flood-damaged wastewater pumps caused a spill into Cibolo Creek; that is a concrete reason to run this exact due diligence, not a reason to assume a general risk level. Flood zones explained for Texas buyers walks through reading the maps, and septic-system questions for sellers covers the septic side.
For Sellers
Selling a Fair Oaks Ranch home
Good pricing here is comps-based, not citywide. Use sales from the same county and comparable lot size, utility setup, HOA or club status, and custom-improvement profile, rather than averaging the whole "Fair Oaks Ranch" label or its ZIP.
The seller documentation checklist
- Survey, plat, and legal description
- HOA or POA status, assessments, and transfer fees
- Deed restrictions and architectural review rules
- PID assessments and special district disclosures
- Water and wastewater or septic records, plus well records
- Easements and road and drainage maintenance responsibility
- Drainage and flood-history disclosure
- Country-club membership status, if any, and transfer terms
- Permits and records for improvements, pools, and outbuildings
- Property tax estimate and exemption status from the appraisal district
Organized documentation reduces buyer uncertainty and shortens the time a home sits. The complete seller guide and the selling center cover the mechanics, and I can prepare a property-specific pricing analysis using the right comps.
Own a home here? Get a comps-based price, not an average
I can build a pricing analysis from true street- and lot-level comps in your county and area rather than a citywide or ZIP-wide average.
Mortgage and Relocation
Financing a Fair Oaks Ranch home, and getting here in the first place
I am a dual-licensed professional: a mortgage loan officer with NEXA Lending and a Texas real estate sales agent with AXEN Realty LLC. In practice that means I work the home search and the financing as one process, so the county, lot, utility, septic, PID, and tax specifics of the property inform the loan, not just the price. That is what "on your side" means operationally.
Pre-approval before touring. Acreage and custom properties can underwrite differently than a standard subdivision sale, and offer strength matters in a market with this much variety. Get pre-approved before you start looking.
Model the full cost, not just the price. PID assessments, special districts, county-specific taxes, insurance, and utility setup all land in the monthly payment. The mortgage and financing guide and the mortgage center explain the pieces.
Relocating or on a military move? Coming from another state, use the relocation hub and relocation guide. For PCS moves, the PCS guide for the Joint Base San Antonio area covers the local picture, and the first-time buyer guide plus the homebuyer roadmap work for almost everyone starting out.
New construction? If you are weighing Post Oak or custom building against resale, the Boerne and Fair Oaks Ranch new-construction guide and the wider new-construction center compare the two paths.
Want the home and the financing reviewed together?
Send me the address. I can help confirm the true location, school, utility, tax, and risk items for that specific property and model the financing around them in one conversation.
A practical Fair Oaks Ranch buying roadmap
1Confirm the true location
City limits, county, and ZIP, verified by address.
2Verify school, HOA, utilities
BISD boundary, association status, septic or sewer, electric.
3Check risk and insurance
Flood zone, drainage, disclosures, insurance quotes.
4Get pre-approved, model the cost
Taxes, PID, insurance, and utility set-up in the payment.
5Offer with the right contingencies
Inspection, option, and financing dates that fit the property.
Everyday Life
A short note on everyday life here
A few practical examples of everyday life, not a tourism guide. Businesses, hours, park rules, and event dates change, so confirm current details before you rely on anything here.
Coffee
Spotted Deer Coffee Company
8000 Fair Oaks Pkwy Ste 2102, with a Fair Oaks Ranch address. A neighborhood coffee shop, the kind of place a resident might stop between errands. Verify current hours before you go.
Everyday dining
El Poblano
29202 Ralph Fair Rd, with a Fair Oaks Ranch address. A local restaurant on Ralph Fair Road with its own ordering website. One dining example, not a curated list. Verify current hours.
Outdoors and walking
Norman Vestal Park
A city park of about 7 acres with a granite walking path, shaded playground, and pollinator gardens per the city's parks information. Verify current features and hours.
Kid and family
Boots Gaubatz Park
A city park of about 13 acres with a playground, covered pavilion, and a 9-hole disc golf course per the city's parks information. Verify current features before planning a trip.
Local tradition
Fourth of July Celebration
The city's recurring signature event, coordinated with the Fair Oaks Ranch Golf and Country Club and the local HOA, including a parade and fireworks. Verify the current year's schedule with the city.
Everyday observation
Daily life leans on the car
Errands and services spread across Fair Oaks Parkway, the I-10 corridor, and FM 3351, with more shopping toward Boerne and Leon Springs. Confirm routes and hours yourself; schedules change.
FAQ
Fair Oaks Ranch, Texas: common questions, straight answers
Yes. Fair Oaks Ranch is an incorporated city in the Texas Hill Country whose municipal limits span three counties: Bexar, Comal, and Kendall. It has its own city government and operates its own water and wastewater systems. City limits are not the same as ZIP codes, school districts, or county lines, so every claim about a property should be verified by its exact address.
Not automatically. 78015 is the ZIP the city publicly uses, but ZIP codes are postal geographies, not city limits. A property with a 78015 address can sit outside the incorporated city, and some properties inside the city carry different mailing ZIPs. Verify the exact address and ZIP through USPS and the listing's official property record.
Boerne ISD is the city's stated public-school district. Fair Oaks Ranch Elementary and Van Raub Elementary are campuses located within the city. Middle and high school assignments vary by address, so use the Boerne ISD attendance-zone lookup for the exact property rather than assuming a feeder pattern.
New construction inside the city is limited and selective. The market is primarily established resale, custom-built homes, acreage, and golf-adjacent properties. The planned exception is Post Oak, a roughly 345-acre one-acre-lot development with up to 227 single-family lots in phases, using on-site septic and city water service lines. Verify the current status and lot availability with the city and developer.
No. The city operates water and wastewater systems, but service availability depends on the exact address. Post Oak is planned with city water service lines and on-site septic. Some properties use septic, some connect to city wastewater, and well status varies, so confirm the water provider, sewer or septic system, and well status for the specific property.
It depends on the county portion. CPS Energy serves the parts of the city in Bexar and Comal counties, and Pedernales Electric Cooperative serves the Kendall County portion. Confirm the provider and service details for the property address.
There is no single tax rate to quote. The total burden depends on the county and appraisal district the property falls in, Boerne ISD, the City of Fair Oaks Ranch, and any special districts or PID assessments. Parcels in different counties are appraised and billed through different county relationships, so request a parcel-specific tax estimate for the exact property.
It varies by property. Some areas have HOAs or POAs with assessments and deed restrictions, while others may have none. The city grew around a private country-club community, but that history does not mean every resident has club membership or that membership is required for every property. Verify the HOA or POA status, restrictions, and transfer fees for the specific home.
Yes. In mid-July 2026, heavy rain caused flooding and road closures in the area. The city reported that flood-damaged wastewater pumps caused a spill into Cibolo Creek and activated its emergency operations. That event is a concrete reason to run address-level flood, drainage, and wastewater due diligence on any property here rather than assuming a general risk level.
Verify the true property location against city limits, county, and ZIP; the school assignment through the Boerne ISD boundary tool; the HOA or POA status and deed restrictions; the water, wastewater or septic, and well arrangements; the FEMA flood-zone status and drainage; the PID assessments and easements; and a parcel-specific tax estimate. I help buyers run through each of these before the offer and model them into the financing at the same time.
Nearby Areas
Compare nearby communities
Boerne
The closest comparison, with its own market and school district
Spring Branch
Hill Country acreage near Canyon Lake
Bulverde
A north-side Hill Country community in the same picture
Canyon Lake
Lake-country living, with its own utility and flood profile
San Antonio
The broader market this city sits within
Texas Hill Country
The region Fair Oaks Ranch belongs to
Ready for a parcel-specific Fair Oaks Ranch review?
If you are buying
Looking at a specific home? Send me the address. I can help you confirm the city limits, county, school assignment, utilities, tax, and risk items before you make an offer.
If you are financing
As a loan officer and REALTOR, I can model the taxes, PID, insurance, and utility set-up into your payment and help you put the strongest offer together.
If you are relocating
Moving to the Greater San Antonio area from another state or a military PCS? We can compare Fair Oaks Ranch against other communities and build the financing and timeline together.
Patrick Kevin Fagan | Loan Officer and Realtor | 210-317-6514 | pfagan@nexalending.com | TX Sales Agent License 454749
NEXA Lending and AXEN Realty LLC. Equal Housing Opportunity.
For Sellers
Selling in Fair Oaks Ranch, Texas
Pricing a Fair Oaks Ranch home starts with the specific property: the gated section, the lot, the county answer (Bexar, Comal, or Kendall), and what comparable Fair Oaks sales actually closed for.
What I review before pricing a Fair Oaks Ranch home
- Recent closed sales in the same subdivision or micro-area, never the whole ZIP
- Active and pending competition: what buyers can buy instead of your home
- Lot size, usable acreage, views, and topography
- Age, condition, renovations, and permit history
- HOA, city jurisdiction, and taxing districts for the exact parcel
- The three-county footprint and the jurisdiction and tax differences that come with it
- Boerne ISD assignment, gate and HOA structure, and lot premiums
Current market snapshot: Fair Oaks Ranch
| Median closed price | Data being compiled |
| Closed sales | Data being compiled |
| Median days on market | Data being compiled |
| Active listings | Data being compiled |
Snapshot figures for Fair Oaks Ranch are currently being compiled from closed and active MLS records and will be dated and sourced when published. Prices are never quoted from a ZIP-level estimate. Ask Patrick for the latest Fair Oaks Ranch numbers in your price band.
What buyers compare in Fair Oaks Ranch
- Gated sections and HOA dues
- Boerne ISD attendance and the I-10 commute
- Master-planned amenities and lot premiums
- County jurisdiction and the tax implications
Price it like a real Fair Oaks Ranch seller
The price starts with the specific property: the exact subdivision or tract, its condition, and what buyers can actually buy right now. I build that analysis property by property, then show you the seller net sheet so you know what you walk away with. No automated ZIP estimate and no pressure.
About Patrick Kevin Fagan, REALTOR®
Patrick Kevin Fagan is a Texas Real Estate Sales Agent (#454749) with AXEN Realty LLC and a Senior Loan Officer (NMLS ID #877741) with NEXA Mortgage, LLC (NMLS #1660690). He brings 23+ years in mortgage lending and 19 years in real estate, serving homebuyers, homeowners, and sellers across Greater San Antonio and the Texas Hill Country.
