San Antonio Homebuyer Report

Median Home Price

Metro-wide, the median sale price in the San Antonio area is about $299,275, according to the San Antonio Board of REALTORS (SABOR) August 2026 report. That is essentially unchanged year over year, which tells you prices have flattened rather than fallen. Bexar County, where most San Antonio-area closings happen, has been running close to that figure on recent sales.

1. Median price, San Antonio area: about $299,275, essentially flat year over year (Texas REALTORS and SABOR data, August 2026).
2. Bexar County: recent single-family closings have run close to the metro median, with some published analyses putting the county figure a bit below the metro-wide number depending on the period measured.

How Fast Homes Sell

Speed is where the market has clearly changed. Homes are sitting longer, and there are more of them on the market. That combination is what gives buyers negotiating room.

1. Days on market: about 82 days, up 11% year over year (SABOR and published market reports).
2. Inventory: about 5.87 months of supply with roughly 16,940 active listings, a multi-year high and a continuing shift toward buyers (published market reports and FRED data).
3. Sale-to-list ratio: about 92.8%, which means sellers are far more willing to negotiate on price than they were a year or two ago.
4. Closed sales: up roughly 4% year over year, with about 3,104 closings in August 2026.

Mortgage Rates

Rates frame every payment, so here is where they stand at the start of October 2026, using the Freddie Mac Primary Mortgage Market Survey.

1. 30-year fixed: averaging about 7.28% (Freddie Mac Primary Mortgage Market Survey, October 1, 2026).
2. 15-year fixed: around 6.60%.

What a Payment Looks Like

What This Means for Buyers

Here is the plain-language take on all of the above.

1. More inventory and longer market time mean more negotiating room. When homes sit for about 82 days and sell at roughly 92.8% of list price, sellers are more willing to talk about price, closing cost help, repair credits, and timelines. Ask for what you need.
2. Rates near 7.3% make rate buydowns and seller concessions matter. Every eighth of a point you buy down, and every dollar of seller credit toward your closing costs, lowers your payment. In this rate environment, structuring the offer is worth real money.

A Note for First-Time Buyers

If you are buying your first home, here is the part that surprises most people: down payment assistance and seller concessions can offset a large share of your closing costs. Between Texas down payment assistance programs, lender credits, and negotiated seller concessions, I regularly help first-time buyers close with far less cash out of pocket than they expected.

Bring me your numbers and I will run every scenario for you and show you the worksheet. That is what being on your side means. You can start with the free Essential First-Time Homebuyer Roadmap and then book a call to see your terms on paper.

Sources for This Edition

Every figure above comes from a public source, and I want you to be able to check it. This report is not a quote, an appraisal, or an offer of credit.

1. San Antonio Board of REALTORS (SABOR): median price, days on market, inventory, sale-to-list, and closed sales for the San Antonio area.
2. Texas REALTORS: median price data for the San Antonio area.
3. FRED, Federal Reserve Economic Data: inventory and market trend comparisons.
4. Freddie Mac Primary Mortgage Market Survey: weekly mortgage rate averages.