DPA income limits vary by program, county, and household size. Most Texas programs set limits at 80% to 115% of Area Median Income. For a family of 4 in Bexar County, the limit might be $80,000-$120,000 depending on the program. Limits are updated annually. Your loan officer can check the exact limits for your county and household size.
How Area Median Income (AMI) Works
Area Median Income is calculated annually by HUD for every county. 80% of AMI is the standard limit for many DPA programs. 115% of AMI is used by some programs to serve more buyers. For Bexar County (San Antonio), 80% AMI for a family of 4 might be around $75K, and 115% might be around $108K. Limits vary significantly by county.
Income Limits by Texas DPA Program
TDHCA My First Texas Home: typically 115% of AMI. TSAHC Homes for Texas Heroes: varies by profession and county. City of San Antonio DPA: typically 80% of AMI. SETH 5-Star: varies by county. USDA loans: 115% of AMI for the area. Always verify the exact limit for your specific program and household.