Check wildfire risk maps from the Texas A&M Forest Service and local fire departments. Homes in wooded or rural Hill Country areas have higher wildfire risk. Create defensible space around the property and check insurance availability and costs for fire-prone zones.
Where to Check Fire Maps and Risk Levels
The Texas A&M Forest Service provides wildfire risk assessment maps by address. Also check with your local fire department and county emergency management office. High-risk areas in Texas include heavily wooded lots in the Hill Country, areas near state parks, and rural properties with dense brush. Properties with only one access road can be especially risky if that road becomes blocked by fire.
Defensible Space and Insurance Considerations
If the home is in a fire-prone area, create defensible space by clearing brush, trimming trees, and using fire-resistant landscaping within 30 feet of the home. Some insurance companies require this or charge higher premiums for wildfire risk. In extreme cases, some insurers may not write new policies in high-risk areas. Check insurance availability before making an offer.