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Down Payment Assistance

Information about down payment assistance programs and grants for Texas homebuyers.

Stack of loan documents with house keys and a calculator on a wooden table at a Texas closing

DOWN PAYMENT ASSISTANCE

Down Payment Assistance in San Antonio and Texas: How the Programs Work

How down payment assistance works in Texas: TSAHC Home Sweet Texas tiers, City of San Antonio HIP programs, Bexar County funds, income and credit requirements, and combining DPA with FHA and conventional loans.

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Texas mortgage closing paperwork, a calculator, and a house key on a warm wooden table in natural light

DOWN PAYMENT ASSISTANCE

Home Sweet Texas and the MCC: Down Payment Assistance Worth Knowing

A companion deep dive into the Home Sweet Texas Loan Program from TSAHC. Learn how 2/3/4% down payment assistance plus the MCC tax rebate can shrink cash to close on a $300K first-time purchase.

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House keys, calculator, and home loan documents on a sunlit wooden table representing down payment preparation

DOWN PAYMENT ASSISTANCE

Down Payment Assistance Programs and Grants: What You Need to Know

National overview of DPA and grants for first-time buyers covering the landscape, income limits, credit score requirements, second liens, and two best options that avoid common pitfalls.

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Bright Texas mortgage closing table with loan documents, a calculator, and a house key

DOWN PAYMENT ASSISTANCE

Texas Down Payment Assistance 2026: The Programs Worth Comparing

Patrick Kevin Fagan compares the statewide TDHCA My First Texas Home and TSAHC Home Sweet Texas and Homes for Texas Heroes programs, and how to check which one might fit you in 2026.

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House keys and financial documents on a sunlit wooden table representing down payment assistance options

DOWN PAYMENT ASSISTANCE

Down Payment Assistance Programs: National Overview of What's Available

A national overview of down payment assistance programs covering grant and forgivable loan options, income limits, credit score minimums, and how to find the right program for your situation.

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FHA loan documents with down payment assistance and seller concessions at a Texas closing

DOWN PAYMENT ASSISTANCE

Is FHA Zero Down? The DPA and Seller Concession Strategy

An FHA loan is not zero-down. Patrick Kevin Fagan explains how FHA 3.5% down, a DPA second lien, and seller concessions bring cash to close near zero.

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House keys and financial documents representing down payment assistance options

DOWN PAYMENT ASSISTANCE

First-Time Buyer Grants and Down Payment Assistance

Where grants and down payment assistance programs really come from, the restrictions that keep most buyers out, and the type of program that avoids both.

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