Down Payment Assistance
Information about down payment assistance programs and grants for Texas homebuyers.
DOWN PAYMENT ASSISTANCE
Down Payment Assistance in San Antonio and Texas: How the Programs Work
How down payment assistance works in Texas: TSAHC Home Sweet Texas tiers, City of San Antonio HIP programs, Bexar County funds, income and credit requirements, and combining DPA with FHA and conventional loans.
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DOWN PAYMENT ASSISTANCE
Home Sweet Texas and the MCC: Down Payment Assistance Worth Knowing
A companion deep dive into the Home Sweet Texas Loan Program from TSAHC. Learn how 2/3/4% down payment assistance plus the MCC tax rebate can shrink cash to close on a $300K first-time purchase.
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DOWN PAYMENT ASSISTANCE
Down Payment Assistance Programs and Grants: What You Need to Know
National overview of DPA and grants for first-time buyers covering the landscape, income limits, credit score requirements, second liens, and two best options that avoid common pitfalls.
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DOWN PAYMENT ASSISTANCE
Texas Down Payment Assistance Programs for First-Time Buyers
Patrick Fagan breaks down the best Texas DPA programs for first-time buyers — Home Sweet Texas, MCC tax credits, and how to combine DPA with seller concessions.
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DOWN PAYMENT ASSISTANCE
Down Payment Assistance Programs: National Overview of What's Available
A national overview of down payment assistance programs covering grant and forgivable loan options, income limits, credit score minimums, and how to find the right program for your situation.
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DOWN PAYMENT ASSISTANCE
Is FHA Zero Down? The DPA and Seller Concession Strategy
An FHA loan is not zero-down. Patrick Fagan explains how FHA 3.5% down, a DPA second lien, and seller concessions bring cash to close near zero.
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DOWN PAYMENT ASSISTANCE
First-Time Buyer Grants and Down Payment Assistance
Where grants and down payment assistance programs really come from, the restrictions that keep most buyers out, and the type of program that avoids both.
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