A seller home warranty costs $400 to $700 for one year of coverage. It covers major appliances and home systems like HVAC, plumbing, and electrical. Providing a home warranty gives buyers confidence and protects you from post-closing repair requests.
A home warranty is a relatively small investment that can make your listing more attractive and reduce your liability after closing.
What a Home Warranty Covers
A standard home warranty covers major appliances such as the refrigerator, dishwasher, oven, stove, microwave, and washer/dryer. It also covers home systems including HVAC, electrical, plumbing, and water heater. Some policies offer optional coverage for pools, septic systems, or well pumps. Each service call requires a deductible typically $75-$125.
Benefits for the Seller
Providing a home warranty makes your listing more marketable and gives buyers confidence that major systems are protected. It reduces the chance of post-closing disputes or repair requests from the buyer after move-in. If something breaks shortly after closing, the buyer calls the warranty company instead of calling you. The cost is minimal compared to the peace of mind it provides.
Is a Home Warranty Worth It?
For most sellers, a home warranty is a smart investment. It costs about the same as a single HVAC service call. It signals to the buyer that you stand behind your home. It is particularly valuable for older homes or homes with older systems. Many buyer agents specifically look for listings that include a home warranty.
As your agent, I can recommend reputable home warranty companies and help you decide if providing a warranty makes sense for your specific property and price point.
