The lock process is the same for all loan types, but FHA, VA, and conventional rates are different. Your lock captures the rate specific to your loan type.
Each loan type has its own rate pricing. FHA and VA rates may be lower or higher than conventional depending on market conditions.
Loan Type Rates
Patrick Kevin Fagan explains loan type rates for homebuyers in San Antonio and the Texas Hill Country. How rate locking works across FHA, VA, and conventional loans.
Same Process
Patrick Kevin Fagan explains same process for homebuyers in San Antonio and the Texas Hill Country. How rate locking works across FHA, VA, and conventional loans.
Type-Specific Locking
Patrick Kevin Fagan explains type-specific locking for homebuyers in San Antonio and the Texas Hill Country. How rate locking works across FHA, VA, and conventional loans.