Analyzing 8 common scenarios: short-term owner, long-term owner, cash-tight, cash-rich, high credit score, lower credit score, investment property, and second home.
Points are recommended for long-term owners (5+ years), cash-rich buyers who want lower payments, high-credit borrowers who get the best pricing, and investment property buyers lowering their break-even.
Short-Term Owner Scenario
Patrick Kevin Fagan explains short-term owner scenario for homebuyers in San Antonio and the Texas Hill Country. A comprehensive scenario analysis to help you decide whether buying mortgage points makes financial sense.
Long-Term Owner Scenario
Patrick Kevin Fagan explains long-term owner scenario for homebuyers in San Antonio and the Texas Hill Country. A comprehensive scenario analysis to help you decide whether buying mortgage points makes financial sense.
Cash-Tight Scenario
Patrick Kevin Fagan explains cash-tight scenario for homebuyers in San Antonio and the Texas Hill Country. A comprehensive scenario analysis to help you decide whether buying mortgage points makes financial sense.
Cash-Rich Scenario
Patrick Kevin Fagan explains cash-rich scenario for homebuyers in San Antonio and the Texas Hill Country. A comprehensive scenario analysis to help you decide whether buying mortgage points makes financial sense.
High Credit Scenario
Patrick Kevin Fagan explains high credit scenario for homebuyers in San Antonio and the Texas Hill Country. A comprehensive scenario analysis to help you decide whether buying mortgage points makes financial sense.
Lower Credit Scenario
Patrick Kevin Fagan explains lower credit scenario for homebuyers in San Antonio and the Texas Hill Country. A comprehensive scenario analysis to help you decide whether buying mortgage points makes financial sense.
Investment Property Scenario
Patrick Kevin Fagan explains investment property scenario for homebuyers in San Antonio and the Texas Hill Country. A comprehensive scenario analysis to help you decide whether buying mortgage points makes financial sense.
Second Home Scenario
Patrick Kevin Fagan explains second home scenario for homebuyers in San Antonio and the Texas Hill Country. A comprehensive scenario analysis to help you decide whether buying mortgage points makes financial sense.
