The Fair Housing Act prohibits discrimination in housing based on race, color, religion, national origin, sex, familial status, and disability.
Texas adds additional protections beyond the federal law. Real estate agents and lenders must comply with fair housing laws in all transactions.
Buyers and sellers have equal protection under the law and should report any suspected violations to HUD or the Texas Workforce Commission.
Protected Classes
Federal law protects seven classes: race, color, religion, national origin, sex (including sexual orientation and gender identity), familial status, and disability. Discrimination against any of these is illegal.
Texas-Specific Protections
Texas law mirrors federal protections and adds coverage based on age, ancestry, and other statuses. The Texas Fair Housing Act is enforced by the Texas Workforce Commission. Some cities add their own local protections.
What Is Prohibited
Refusing to sell or rent, setting different terms or conditions, providing different services or facilities, falsely claiming a property is not available, and steering buyers to or away from certain neighborhoods based on protected class are all illegal.
How to Report Violations
File a complaint with HUD within one year of the alleged violation, or with the Texas Workforce Commission. Complaints are investigated, and if discrimination is found, penalties and damages can be awarded.
Agent Obligations
Real estate agents must follow fair housing laws and provide equal service to all clients regardless of protected class. Agents must display the Equal Housing Opportunity logo and complete fair housing training.
Buyer Rights
As a buyer, you have the right to be treated equally when seeking housing. If you feel you have been discriminated against, document everything and report it to the appropriate authority.