Texas tornado and severe storm risk makes storm shelters worth considering. Options include in-ground shelters ($3,000-$10,000), above-ground safe rooms ($2,000-$6,000), and reinforced interior closets. ROI includes safety and potential insurance discounts.
Types of Shelters
In-ground concrete, above-ground safe rooms, and reinforced interior closets.
Cost
In-ground: $3K-$10K. Above-ground safe rooms: $2K-$6K. Interior reinforcement: $1K-$3K.
Installation
Professional installation required. Check local building codes and HOA rules.
Insurance Benefits
Some insurers offer discounts for storm shelters. Ask your agent.
Where to Install
Garage floor, backyard, or interior closet on first floor. Must be accessible within seconds.