Document all damage with photos and video. Contact your insurer immediately. Get repair estimates. Do not make permanent repairs before the adjuster visits. Keep all receipts. Understand your deductible amount. File within your policy deadline.
Documentation
Take photos and video of all damage before any cleanup. Keep damaged items if possible.
Contacting Insurer
Call your insurance company immediately. Ask about the claims process and timeline.
Adjuster Visit
Don't make permanent repairs before the adjuster inspects. Temporary protection is OK.
Repair Estimates
Get multiple estimates from licensed contractors. Share with your adjuster.
Deductible
Know your deductible amount. Typical: $1,000-$2,500. You pay this first.