Is Now a Good Time to Sell My House in San Antonio?

"Is now a good time to sell?" is the question I hear most from San Antonio and Hill Country homeowners, and the honest answer is that the market calendar matters far less than your personal calendar. A home that needs to sell, sells in any market when it is priced and presented for the buyers who are actually out there. What has changed in San Antonio is not whether homes sell, but how carefully sellers have to position them. Let me walk you through the three questions I use to answer this for every seller, then the current numbers so you can see where your neighborhood sits.

Question one: are you actually ready to move?

This sounds obvious, but it decides everything. Selling for a genuine life trigger: a growing family, a job or PCS move, a downsizing, a divorce, or simply being done with the maintenance, means the timing is right for you, and the market is the second question, not the first. Selling because you think the market might peak next year, or because a neighbor sold high in 2022, is not a plan. If you do not have a clear reason to move, the cost of selling (commission, title and closing costs, repairs, moving, and the months of your time) usually means staying is the better financial move. That is not a prediction about prices, it is just the math of what a sale costs.

Question two: does the money work?

The second test is pure arithmetic. Estimate your equity, subtract the payoff on your mortgage, then subtract the realistic costs of selling: the listing commission, the owner's title policy, prorated property taxes, and any concessions or repairs a buyer negotiates. What is left is your net proceeds. I wrote a full breakdown of what selling costs in Texas because the line items surprise people, but the short version is that most sellers net less than they imagine on paper. If your net proceeds fund your next move, or accomplish whatever you need the money to do, the timing works for you. If the number is thinner than you hoped, the answer may be to wait, or to change what you are willing to sell for.

Question three: what is the market actually doing?

Now for the local numbers. Per SABOR, the June 2026 median price in the San Antonio area was $329,730, up about 4% from a year earlier, with the average price at $401,319, up 5%, and sales up 15% year over year as buyers returned to a market SABOR calls balanced. Into July, more than 3,300 homes sold, up 5% from the prior July, with roughly a six-month supply of inventory, the classic definition of a balanced market. What those numbers mean for a seller: prices are not falling, buyers are not hiding, and your home will not sit because demand vanished. It will sit if it is overpriced against the closed comps, because buyers with this much inventory have choices and they negotiate.

The one headwind worth naming is mortgage rates. Freddie Mac's Primary Mortgage Market Survey averaged 6.95% for a 30-year fixed rate as of September 17, 2026, up from 6.26% a year earlier. More expensive financing trims how much buyers can borrow, which is exactly why realistic pricing matters more now than in 2021. A buyer who qualified for $400,000 at 6.25% qualifies for less at 6.95%, and sellers compete for that smaller pool. That is a pricing problem, not a demand problem, and it has a fix.

When waiting actually makes sense

Waiting is never wrong just because the market is balanced. It makes sense when your equity is thin and would leave you with nothing after costs, when you are not ready to commit to a move, or when a major repair you can make would change your price by more than it costs. It makes less sense when you are waiting for a number to appear on a headline. Rates move on national and global forces, and nobody, including me, will promise you the exact week they drop. A seller who waits six months for rates, then lists into the same balanced market, has lost six months of tax and maintenance money for no gain.

How to decide in one afternoon

• Write down your real reasons to move. If the list is empty, pause.
• Pull your loan balance and estimate equity, then subtract a realistic cost-to-sell total.
• Ask how your neighborhood is actually performing: recent closed sales, days on market, and how close sellers get to list.
• Compare what your home would realistically net now against waiting six months, with real numbers, not guesses.

If you do that and the answer still looks like a coin flip, come get the actual comps. I will run a property-specific pricing picture for your address: closed sales, days on market, and a net-proceeds estimate, so the decision is about your numbers, not market chatter.

Frequently Asked Questions

Sincerely, Patrick Kevin Fagan

Sources: San Antonio Board of REALTORS (SABOR) market statistics, June 2026 report (released July 9, 2026) and July 2026 sales reported via Texas Public Radio (August 13, 2026); Freddie Mac Primary Mortgage Market Survey, 30-year fixed rate average of 6.95% as of September 17, 2026. Market statistics are a snapshot, not a forecast; individual neighborhoods and price ranges vary. This article is general education, not legal or tax advice; consult a licensed Texas agent or attorney for your specific situation.